The year 2020 will forever be known as the year of the Covid-19 pandemic.  The coronavirus has likely impacted all of us in some way over the past year, especially homeowners and tenants.  Many people now face financial uncertainty and are unsure of how to make their rent or mortgage payments. 

Although tenants and homeowners were fearful of facing eviction or a Kansas City foreclosure in 2020they were able to receive some eviction protections and foreclosure help in Kansas City because of laws that werput in place by the state of Kansas.   This article will cover some of those protections such as: 

  • Eviction Protections 
  • Utility Shutoff Protections 
  • Mortgage/Foreclosure Relief  

Eviction Protections 

Tenants have received rent payment relief from the state of Kansas due to the Covid-19 pandemic.  Kansas put into law that tenants could not be evicted from their rental property, if the eviction was due to financial hardship, until January 27, 2021.  This law could have been amended to an earlier date if the virus state of emergency ended before January 27th.  Unfortunately, the virus continues to negatively impact our country in February of 2021. 

Kansas City foreclosure

Utility Shutoff Protections 

With homeowners already trying to avoid foreclosure in Kansas City, another concern they had in 2020 was having their gas, electricity, and water disconnected due to non-payment.  The state of Kansas temporarily relieved homeowners of utility payments from March of 2020 until June of 2020.  Service disconnection and payment collection activities were allowed to resume by utility companies in June of 2020 but late fees were waived for all customers until the end of they calendar year. 

Mortgage/Foreclosure Relief 

With many Kansans struggling to find income to make their regular mortgage payments every month, the state of Kansas provided homeowners with muchneeded foreclosure help in Kansas City.  It was put into law in Kansas that mortgage lenders could not pursue foreclosure in Kansas City if the homeowner experienced financial hardship due to the Covid-19 pandemic.  This grace period (like the eviction protections) was set to end on January 27th or when the state of emergency ends, whichever came first. 

Kansas City foreclosure

Contact Cherry Park Properties for Kansas City Foreclosure Help 

Now that we have rolled into February of 2021, many of the protections available to tenants and homeowners have expired.  If you are now facing a Kansas City foreclosure and aren’t sure what to do next, give us a call at (913) 839-2345.   

Our team of experts has been specializing in Kansas City foreclosure options for over 40 years We will work diligently to ensure that you can get through these trying times and do everything we can to help you avoid foreclosure in Kansas City.